50 lakhs if a gas cylinder bursts and if a person dies and injured 70 lakhs if injured.

50 lakhs if a gas cylinder bursts and if a person dies and injured 70 lakhs if injured.

Utility Desk: If you use LPG gas cylinders, then you should know about the insurance that you get. According to the information available on the website of the gas companies, this insurance cover provides insurance up to Rs 50 lakh in case of loss of life and property in any type of accident caused by the cylinder. The entire cost of insurance on the cylinder is borne by the oil companies concerned.

50 lakh on death and 40 lakh on injured
An insurance cover of Rs 40 lakh is given in case of accident, while a claim of Rs 50 lakh can be claimed in case of death due to cylinder burst. Maximum compensation of Rs 10 lakh can be given to each person who is an accident victim.

Who can take insurance?
Distributors of petroleum companies Indian Oil, Hindustan Petroleum and Bharat Petroleum will have to get this insurance. These people have to take insurance policies for accidents, which include third party insurance cover and other assets for customers.

How to claim?
If an accident occurs, the customer has to inform the police station and the LPG distributor within 30 days. To claim the sum insured, a copy of the FIR, bill of expenditure for the treatment of the injured and a report in case of death is to be maintained. After giving the information, the concerned officer investigates the cause of the accident and informs the distributor gas company whether the accident was caused by LPG.

Who pays the insurance claim?
When you report the accident to your LPG distributor, they report it to the concerned oil company and insurance company. It is the distributor who helps the customer to complete the necessary formalities for the claim. The distributor and customer service cell have all the details.

It is necessary to check the expiration date of the cylinder for insurance
It is insured at the time of purchase of the cylinder, which is linked to the expiration date of the cylinder. Often people buy it without checking the expiry date. In such a situation, no customer is entitled to an insurance claim.

How to check expiry date of gas cylinder?
Something like a D-20 is written on each gas cylinder where the regulator is installed. That is the expiration date of the gas cylinder. D-20 here means that the expiry date of the gas cylinder is December 2020. Then using this gas cylinder can be dangerous. Such cylinders can cause gas leakage and other problems.

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A, B, C, D are written on one of the three bars of the regulator above the gas cylinder. The gas company distributes each letter in 3 months. Here A means January to March and B means April to June. Similarly, C is from July to September and D is from October to December.

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