Farmers can easily avail loans through Kisan Credit Card.

Farmers can easily avail loans through Kisan Credit Card.

Kisan Credit Cards are given to the beneficiaries of Pradhan Mantri Kisan Benefits Scheme. Through which, there is a big discount not only on easy terms, but also in interest. Through this, the government provides loans to farmers at an interest rate of four percent. Both online and offline applications can be made to get a Kisan Credit Card.

 There have been many cases in which loans have not been given to farmers through Kisan Credit Cards. They do not understand what to do and what not to do. In such a situation, they are forced to take loans at expensive rates.

In such a situation it becomes important for you to know why this happens. The government has set some conditions for cheap loans. Loans are given to those who fulfill these conditions, as the minimum age of the applicant is 18 years and maximum 75 years. If the beneficiary is a senior citizen, that is, the applicant over the age of 60 must be a co-applicant, then the co-borrower must legally inherit the land.

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 The bank verifies the farmer before giving loan to the applicants. It remains to be seen whether he is a farmer or not. Its revenue records are checked. Call the helpline number 011-24300606 and all solutions will be found.

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