Pradhan Mantri Suraksha Bima Yojana (PMSBY) scheme 2020 - Technology Rom -->

 Pradhan Mantri Suraksha Bima Yojana (PMSBY) scheme 2020


In the Corona era everyone has understood the importance of life insurance. But if your income is not enough to pay premiums for insurance companies, then despair is not required. A few years ago, the central Gujarat government started the Pradhan Mantri Suraksha Bima Yojana (PMSBY) scheme at a very low premium.



The premium for this month is only Rs 1 per month, ie Rs 12 per year. In case of death due to accident or complete disability, the government pays Rs 2 lakh to its nominee.


As of March 31, 2019, more than 150 million people were covered under the Pradhan Mantri Suraksha Bima Yojana. The scheme aims to benefit the poor who cannot afford an expensive insurance policy. Earlier this scheme was only for laborers doing hazardous work. But now it is open to all.


what is the plan?


People between the age of 18-70 can apply for PMSBY scheme. It is mandatory to have a savings account to get the benefits of the scheme. In case of death due to accident or murder, the policyholder's nominee receives the sum assured. In addition, claims are found in the case of permanent complete disability. On committing suicide, the policyholder's nominee will not get Rs 2 lakh. Temporary partial disability is also not included in the scheme.


Read In Gujarati Click Here

ગુજરાતીમાં માહિતી માટે અહીં ક્લિક કરો


Keep this in mind too

For the scheme you have to deposit Rs 12 per year. If the premium is not paid on time, the policy is canceled and does not renew.


Auto debit is done directly from the premium Your bank account. The policy is canceled if there is no premium in the bank account. If for some reason your bank account is closed, in that case the policy may be canceled.

Pradhan Mantri Suraksha Bima Yojana (PMSBY) scheme 2020

 Pradhan Mantri Suraksha Bima Yojana (PMSBY) scheme 2020


In the Corona era everyone has understood the importance of life insurance. But if your income is not enough to pay premiums for insurance companies, then despair is not required. A few years ago, the central Gujarat government started the Pradhan Mantri Suraksha Bima Yojana (PMSBY) scheme at a very low premium.



The premium for this month is only Rs 1 per month, ie Rs 12 per year. In case of death due to accident or complete disability, the government pays Rs 2 lakh to its nominee.


As of March 31, 2019, more than 150 million people were covered under the Pradhan Mantri Suraksha Bima Yojana. The scheme aims to benefit the poor who cannot afford an expensive insurance policy. Earlier this scheme was only for laborers doing hazardous work. But now it is open to all.


what is the plan?


People between the age of 18-70 can apply for PMSBY scheme. It is mandatory to have a savings account to get the benefits of the scheme. In case of death due to accident or murder, the policyholder's nominee receives the sum assured. In addition, claims are found in the case of permanent complete disability. On committing suicide, the policyholder's nominee will not get Rs 2 lakh. Temporary partial disability is also not included in the scheme.


Read In Gujarati Click Here

ગુજરાતીમાં માહિતી માટે અહીં ક્લિક કરો


Keep this in mind too

For the scheme you have to deposit Rs 12 per year. If the premium is not paid on time, the policy is canceled and does not renew.


Auto debit is done directly from the premium Your bank account. The policy is canceled if there is no premium in the bank account. If for some reason your bank account is closed, in that case the policy may be canceled.

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