Loan under PM Swanidhi Yojana 2021
The coronavirus has left many small businesses struggling financially. Businesses of many traders have been affected. These include lorries, shopkeepers and street vendors. The central government has started a scheme for this class of traders. Through which a loan of 10-10 thousand rupees is given to this trader. Especially the traders taking money from this scheme do not have to worry about much paperwork and the money back is very easy.
So let's know about this government scheme, how to get benefits, how to join this scheme. Let's know all the details about what to do to take advantage of this scheme in a single click.
how many people took advantage of this
It is believed that PM Svanidhi Yojana is proving to be a boon for the lorry-shoppers. Under this scheme, loans up to Rs. According to government data, loans worth Rs 2,698.29 crore have been disbursed to more than 27 lakh people, while more than 45.15 lakh applications have been received under the scheme, out of which more than 27 lakh loans have been received.
there are many advantages
However, if the beneficiary pays the loan installments regularly, he is also given an interest subsidy of seven per cent per annum. If a beneficiary pays the loan digitally, he will also be given a cashback of Rs 1,200 per year. Also, if the beneficiary tries to repay the loan on time, he will be given the first chance.
how do you apply
Street vendors desirous of taking loans under PM Svanidhi Yojana can apply directly by visiting the website of PM Svanidhi Yojana. The website of the scheme is https://pmsvanidhi.mohua.gov.in. Apart from this, street vendors can also apply by visiting their nearest CSC.
7 percent profit per annum interest
PM Sweenidhi Yojana was launched by the Ministry of Housing and Urban Affairs on June 1, 2020. The objective of the scheme is to provide a loan of Rs 10,000 for one year without any guarantee to about 50 lakh small retailers across the country. The regular loan repayment offers an interest rate of seven per cent per annum, as well as a cashback of Rs 100 per month on digital payments.